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How to Get the Compensation You Deserve in a Personal Injury Settlement If you're hurt in an an accident, it is not uncommon for medical expenses to quickly become overwhelming. It is essential to be aware of your options and to receive the amount of compensation you're entitled to. One option is to pursue a personal injury settlement. The amount of money you can receive in this manner is contingent on several factors such as your injuries and the other party's liability. Medical expenses Medical expenses comprise a large component of the majority of personal injury cases. They can vary from a few hundred dollars to several thousand dollars, according to the injuries sustained and whether they require ongoing treatment or follow-up care. In many cases, victims are reimbursed for future medical expenses and also current medical bills. This includes doctor visits, medications physical therapy and ambulance rides, hospitalization and other costs for care. However there are some points that accident victims should be aware of when filing an claim for these expenses. First, the expenses have to be documented in order that the settlement amount can be calculated. The next step is to provide the attorney representing the plaintiff with all your medical documents and receipts. These documents will assist the attorney understand how much money you have already spent and what the future treatments are likely to cost. Your lawyer may also have to request a professional medical expert witness to give testimony about your injuries as well as the consequences. This witness may not have seen you, but he or she will be able to identify the treatment that is required and the time it will take to heal. After the claim is settled, your medical bills will be covered by the settlement or jury verdict that is awarded to you. Your health insurance company may make a lien on the settlement to recover the money it has paid for medical treatment in specific cases. This is called subrogation. The lien may reduce the overall amount you receive from the defendant, and will include any other costs related to the case or attorney's fees , too. In the end, it is important to keep in mind that the insurance company of the defendant will attempt to reduce the value of your medical expenses if they're found to be “unreasonably excessive.” This tactic is commonly referred to the “nickel-and-diming” procedure. This can be avoided by being honest about your damages from the beginning of your case. The personal injury lawyer will assist you in making sure you receive every penny of compensation. LOST LOCAL workers Losing wages can be huge financial burden after an accident. If you've been hurt at work or in the course of a car accident it can be difficult to figure out a way to pay for your expenses while recovering. As a result, it's important to understand how lost wages are calculated and proved in a personal injury claim. It is important to prove that you were unable or unwilling to work and that the time you missed work was directly connected to the accident. The most basic way to prove lost wages is to collect documents from your employer. Request your employer to provide an unsigned statement stating your name, title, and pay rate. Also the number of days that you worked before and after the accident. To prove your claim, be sure to attach your pay stubs as well as other evidence of earnings. A personal injury lawyer can assist you obtain the documentation that you need to prove your loss of wages. This includes your pay slips as well as tax returns and other documents that demonstrate the amount you would have earned during the time you were not able to work. In personal injury law firm rochester to the base loss wage you may also be eligible for compensation for lost overtime tips, bonuses, and other bonuses. These can be calculated using the same formula as base lost wages. However, you will have to prove that you are unable to use them due to injuries sustained in an accident. You may be required to prove your earning potential, depending on the severity of your injuries. This is the amount you could earn if you were not injured and still working at your regular job. Calculating lost earning capacity is more complicated than proving a loss of wage. It involves taking into consideration how long you're unable work and the worth of your benefits. Talking to an attorney in the field of personal injury is a good idea prior to you settle your case. This will allow you to know how much you will be compensated for future lost earnings. A professional with experience in personal injury law has the expertise and resources necessary to ensure that you get all of the compensation you're due after a serious car accident. Contact us today for a no-cost consultation and to find out more about how we can assist you with your personal injury case. Property damage If you've been involved in an accident, you could be entitled to compensation for property damage. This includes damage to your home, vehicle as well as other items which were damaged during the accident. You may be able to recover money from someone who has damaged your property through negligence or recklessness. You can also bring a claim against a product manufacturer who sold you a defective piece equipment that caused damage to your home or vehicle. If an attorney for personal injury works on your case, he or she will ensure that you receive all the compensation that you are entitled to. This includes money for medical expenses, lost earnings and any other damages you may have suffered because of the accident. Depending on the degree of your injuries as well as the circumstances of the accident, you may be able to collect more or less money for these damages. Your lawyer will determine the severity of your injuries, and help you decide on an amount for settlement. While you might be tempted to accept the first offer you receive from an insurance company, it's always best to take your time and negotiate. A knowledgeable attorney can assist you in negotiating more effectively and efficiently. A personal injury lawyer can calculate your economic and non-economic damages. The latter is a more comprehensive way to measure your financial losses. The non-economic damages include pain and suffering, emotional distress, and other losses. After your attorney has determined the damages, you will have to submit a claim to the insurance company. The amount you submit is what your lawyer believes you owe in compensation for the harm that you've suffered. The final step is to gather all the evidence that you need to back your request. Photographs, witness statements, and any other documentation are all acceptable. Many people are shocked to learn that it could take months for a personal injury case in court to be settled. In fact half of our readers settled their cases within two months or a year, while 30 percent waited more than one year for their claims to be settled. Pain and suffering In personal injury settlements the pain and suffering may be considered to be a non-economic class. These damages can include physical discomfort and emotional stress caused by an injury. They can be difficult to measure so it is essential to gather evidence that shows the severity of your injuries and the impact they have on your life. In some instances, these economic damages are more significant than the monetary settlement you receive for medical bills and lost wages. If you've sustained a serious injury to your back and are suffering from pain on a regular basis, your quality of life is greatly diminished. The amount of your losses is a significant factor when determining the amount you will be awarded in settlement. In general the more severe and traumatic the injuries, the greater the settlement. Proving the severity of your injury is an extremely difficult task, however it can be done with the assistance of an experienced personal injury lawyer. Your medical documents can be useful evidence, as can the statements from your doctor and mental health professionals. Friends and family members can also testify about how your injuries have affected you. They can vouch for the physical and emotional trauma that you've experienced and also any changes in your behavior or personality. Two methods are used by insurance companies to determine the plaintiff's loss of pain and suffering damages. The most common method is the “multiplier” method, which uses a multiplier of 1.5 and 5. To help you understand how a multiplier might affect your case, let's use an example of a plaintiff who suffers an injury that requires extensive medical treatment and a long recovery time. She incurs $10,000 in medical expenses , and she loses five weeks of work, earning a salary of $1,000 per week. Utilizing this multiplier, she could likely be able to recover $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). A qualified personal injury attorney experienced in dealing with insurance companies is the best way to prove your suffering and pain. They can gather evidence and present your case to jurors.